Financial Literacy for Teens

📋 Course Overview

Most teenagers will make their most consequential financial decisions within a few years of finishing high school — and most will make them without any real preparation. This course changes that. Financial Literacy for Teens builds a complete biblical and practical foundation for handling money wisely: from the theology of stewardship and giving as a first-fruits discipline, all the way through budgeting, banking, credit, investing, taxes, insurance, and major life purchases. The capstone is a complete personal financial plan that each student builds for themselves — not a worksheet, but a real document they'll carry into adulthood. Money is a tool. This course teaches them to use it for God's purposes.

📚 Course Units — 11 Units · 32 Weeks

• 🏛️ Unit 1: Foundation — Understanding money & goals; biblical stewardship framework
• 💝 Unit 2: Values First — Giving, contentment & entrepreneurship; first-fruits discipline
• 📊 Unit 3: Budgeting — Taking control of your money; values-based spending plans
• 🏦 Unit 4: Saving & Banking — Building your security; compound interest mastery
• 💳 Unit 5: Credit & Debt — Borrowing wisely; Proverbs 22:7 in practice
• 💼 Unit 6: Income & Taxes — Earning & keeping your money; how taxes actually work
• 📈 Unit 7: Investing — Making money work for you; stocks, index funds, Roth IRA & biblical options
• 🏠 Unit 8: Major Life Decisions — Cars, college, housing & big money choices
• 🛡️ Unit 9: Insurance — Protecting what you have; types, costs & wise coverage
• 🛒 Unit 10: Consumer Skills — Spending wisely in a noisy world; fraud & identity protection
• ⭐ Unit 11: Capstone — Your complete personal financial plan

📦 Student Receives Each Week

• ✅ Complete lecture notes to follow and annotate in class
• ✅ Student textbook chapter with key concepts, examples & glossary
• ✅ Weekly Scripture anchor with faith reflection
• ✅ Real-world financial application assignment
• ✅ Alphabetized vocabulary list